ФИНАНСЫ И ИНВЕСТИЦИИ Чугунов Денис Альбертович, аспирант кафедры страхового дела, генеральный директор ООО«ЗОММЕР Рус Трейд» ФГБОУ ВПО «Финансовый университет при Правительстве Российской Федерации» dchugunoff@yahoo.com Chugunov Denis Albertovich SOMMER Rus Trade Ltd. <...> General Director FSFEIHPE «Financial University under the Government of the Russian Federation» Postgraduate student of full-time tuition of the Insurance Department The development and complication of the methods of economic activity, the increase in the specific size of the risk, increasing the number of technogenic catastrophes has lead to the necessity of elaboration of new effective methods of risk management. <...> Constantly increasing level of competition in the global economy leads to the lowering of the insurance rates and in the long term as a consequence to a lowering of the overall level of capital of insurance companies. <...> The above mentioned facts lead the professional participants of the insurance market to the necessity of seeking the innovative and universal techniques of risk management and refinancing of the insurance capital. <...> One of the innovative techniques of the recent years is the securitization of insurance assets. <...> Asset securitization is a financial institution that allows insurance companies to expand the traditional boundaries of the insurable risks. <...> The success of the development of the individual businesses and the insurance market in General depends on how quickly the market will start using the mechanism of insurance asset securitization. <...> Key words: insurance, financial reinsurance, insurance assets securitization, risk management, refinancing, insurance securities. <...> 20 Развитие и усложнение методов хозяйствования, увеличение размеров риска, повышение количества техногенных катастроф приводит к необходимости выработки <...>