BANKS WITH FOREIGN PARTICIPATION AS SUBJECTS OF THE CREDIT AGREEMENT WITH PRIVATE PERSONS Zakupen Andrey Vladimirovich, competitor. <...> Place of study: Russian Presidential Academy of National Economy and Public Administration. <...> E-mail: belrusneftegaz@mail.ru Annotation: In article legal questions of bank activity of various subjects with foreign investments are considered. <...> The author pays much attention to registration and licensing of activity of subsidiary banks of the foreign credit organizations, and conclusions concerning prospects and efficiency of their functioning in Russia are drawn. <...> Literature list: Veselkova E.E. Foreign investment in the banking sector in Russia // Law and economics. 2012. <...> Pp. 35 – 40 Kurbatov A.Y. The legal personality of credit institutions: the theoretical basis for the formation, maintenance, and implementation issues. <...> Pesina E.A. The state's role in providing economic security against the entry of the Russian Federation to the World Trade Organization // WTO rules. , 2012. <...> Pp. 15 – 21 Sarkisyants A. Current trends in the development of the RЮssТan banФТnР sОМЭor // EМonomТМ JoЮrnal. № 4. 2009. <...>