Банковское дело 38 Finance and credit ISSN 2311-8709 (Online) ISSN 2071-4688 (Print) THE MODERN THEORY OF BANKING COMPETITION AND COMPETITIVE BANKING ENVIRONMENT Yurii S. EZROKH Abstract Importance The article considers the theoretical basis of competition as an economic phenomenon that occurs in a competitive environment, characterized by the level of competition, which is, in its turn, characterized through the study of a competition degree. <...> Objectives The paper studies real relations between the subjects of competition in the Russian banking market to form a theoretical and methodological basis of approaches and methods of empirical studies of the Russian competitive banking environment at the present stage. <...> The paper theoretically substantiates the distinctions and inter-linkage between the economic categories of banking system, banking competitive environment and banking market, which allows discriminating the non-banking competition subject’s category (leasing, factoring, credit, billing/payment non-bank credit organizations, public corporations with special tasks, etc.). <...> Abaeva N.P., Khasanova L.T. Otsenka konkurentosposobnosti bankovskikh uslug metodom analiza ierarkhii [Competitiveness evaluation of banking services by the hierarchy analysis technique]. <...> Finansovaya analitika: problemy i resheniya = Financial analytics: science and experience, 2011, no. 28, pp. 11–16. 2. <...> Anisimova A.I., Vernikov A.V. Struktura rynka bankovskikh uslug i ee vliyanie na konkurentsiyu (na primere dvukh rossiiskikh regionov) [The market structure of banking services and its impact on competition (the case study of two Russian regions)]. <...> Otsenka konkurentosposobnosti bankovskikh produktov na rynke korporativnogo kreditovaniya [Evaluating banking products competitiveness in the corporate loan market]. <...> Rozhkov M.N., Krasil’nikova E.I. Razrabotka modeli konkurentosposobnosti kreditnykh uslug banka [Development of a competitiveness model of bank credit service]. <...> Svedentsev V.A. Osobennosti konkurentsii na rynke roznichnykh kreditnykh produktov [The competition specifics in the retail loan products market]. <...> Tsaplev D.N. Sovremennye podkhody k opredeleniyu sushchnosti i znacheniya mezhbankovskoi konkurentsii i ee roli v razvitii natsional’noi bankovskoi sistemy Rossii [Modern approaches to the definition of essence and value of an interbank competition and its role in the development of Russia’s national banking system]. <...> Chkhutiashvili L.V. Uslugi kommercheskikh <...>